| Sl.No. | Loan Terms | Details |
| 1 | Below 5 years of membership | 12 times of Basic pay or Rs.6,00,000/- whichever is less, repayable within 72 months with interest @6% flat p.a. |
| 2 | Above 5 years of membershiptun | 12 times of Basic pay or Rs.8,50,000/- whichever is less, repayable within 72 months with interest @6% flat p.a. |
| Loan Types | Maximum Amount | Period (In Months) | Period (In Months) |
| Term Loan (I) | 8,50,000 | 6 % Flat | 72 |
| Term Loan (II) | 20,000 | 6% Flat | 10 |
| Consumption Loan (I) | 2,00,000 | 7% Flat | 48 |
| Consumption Loan (II) | 40,000 | 8% Flat | 10 |
| Mobile Loan | 20,000 | 8 % Flat | 10 |
| Emergency Loan | 5,000 | 12% Flat | 1 |
